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业务 Standard 检查

The ideal checking account for medium-sized businesses.

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业务 Standard 检查

检查 for Mid-Sized 业务es

关键好处

  • Manage your accounts from anywhere, anytime, with easy access to all of your funds
  • Help from our dedicated team of business financial advisors with experience to recognize every small business's unique needs
  • Fewer fees and requirements than many competitors' business checking products

STANDARD CHECKING DETAILS

  • For mid-sized businesses with an average daily balance of more than $10,000
  • No monthly Maintenance Service Charge if you opt-in to eStatements and have fewer than 500 transactions per month
  • Low average daily balance of $10,000 required
  • 没有单件收费
  • Move funds quickly with ACH debit and credit capabilities 和 convenience of self-service wire transfers in 利记 和 手机应用程序

What are the benefits of a 业务 Standard 检查 account?

方便: The 元素 Visa® 业务 debit card allows you to make purchases at any merchant that accepts Visa® 借记卡. The funds will be directly withdrawn from your checking account.

安全: Enjoy online shopping secured with Visa. When you shop online and see the Visa Secure badge on participating merchant sites, this means your online purchases are secured with Visa. Visa has developed a program that helps confirm your identity when you make an online purchase at participating merchant sites.

Easy Account Management: 使用 利记手机应用程序 to manage your personal and business accounts. See your business account activity, check your electronic statements, 存款支票, 支付账单, and more anytime and anywhere you have access to the Internet.1 登录 or enroll in 利记 today to manage your account.

在全球范围内访问: Conduct transactions at 78,000+ ATMs worldwide and 5,000+ shared branches nationwide. Find an ATM or branch 你附近.

无纸化的好处: Instead of returning your canceled checks, we provide you with a listing of checks paid, noted by check number, 日期, 和数量, 所有可查看的 利记.

What Treasury Management services do I have access to?

用户管理

Create and manage authorized user access including view/deposit/withdrawal limitations and dual control functionality.

ACH 支付ment Services2

We offer ACH debit and credit origination; including options for one-time payments, recurring payments supported by templates, 或者文件上传.

电汇

Safely Schedule Domestic 电汇

Remote 存款 Capture

We offer standard Remote 存款 Capture capabilities which are supported in both a mobile and desktop environment and offer real-time availability. For clients with higher check deposit volume, we can also support an enhanced 业务 Remote 存款 Capture2 with high-speed desktop scanners.

分期付款

We provide standard 分期付款 services at no cost and are also able to provide 业务 Bill 支付2 which includes enhancements like invoice management, user administration, and reporting.

Check and ACH Positive 支付2

Single platform with access to both Check and ACH Positive 支付 ACH Preauthorization and Filter/Block features Both Traditional and Reverse Check Positive 支付; with custom file mapping option Account Reconcilement — Full, 存款, or Check-only Reconcilement.

What digital wallet options (like 苹果支付) do I have with 业务 Standard 检查?

元素 offers a variety of digital payment options to help add security and simplicity to your life—and we are constantly adding even more options. For instance, your debit card lets you make payments from your checking account via:

  • 苹果支付
  • 谷歌 支付
  • 三星支付
  • 贝宝
  • 亚马逊重新加载
  • 这个标志  anywhere Visa is accepted online.

Learn More about Digital Wallet Options

How do I open an account?

如何开始

 

Want help making the best choices? To get your 业务 Standard 检查 application started, talk to us now about what's right for you: business@xgcr.net, 1-317-276-2105,或免费电话 1-800-621-2105.

  1. 1 Services subject to approval.
  2. 2 Subject to approval, fees may apply.